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We enjoy decades of experience as a financial consultant and a stellar reputation in the insurance industry. Whether you’re protecting your family, yourself or things you love, we’ve got you covered entirely.
In just a few minutes, we give you options from the best in the industry. We do all the work so you don’t have to.
Our proficient claims support team makes us unique. In case of a claim settlement situation, we will support you till the rightful decision is made and the beneficiary gets the money they deserve.
Find out everything you want to know about insurance. Unbiased advice, without the jargon.
Compare insurance quotes side-by-side to find the best option - and save money doing it.
Compare insurance quotes side-by-side to find the best option - and save money doing it.
Coverage against the biggest risk
Most financial advisors recommend Term Insurance to cover your family against the biggest risk: death.
Buy sooner, Lock Premium
Younger people are charged less. So, pay the same amount in annual premium throughout the policy term.
Best Coverage, Affordable Price
Get policy cover of as much as 15-20 times your annual salary for premiums as low as 2% of your annual salary.
Save Tax, Have more money in hand
The annual premium you pay can be a part of your tax investments under section 80C.
Ideally, everyone should buy a term plan. However, if you are the sole earner and a lone contributor to the family's income, then you must purchase a term plan. Nonetheless, the below mentioned people should definitely buy a term plan:
Anyone and everyone who does not want to see their family struggle to maintain their standard of living after the loss of an earning family member must buy a Term Insurance Plan.
No, the premium amount stays the same throughout the entire span of the policy.
No, the duration of life cover cannot be changed once the policy is issued.
Yes, you must declare yourself as a tobacco user even if you are an occasional smoker. If information is withheld and later revealed to the insurer, there is a probability that the insurer may charge an increased premium amount. There is also the possibility that the policy may be considered null and void, and the company may refute the policy benefits.
Yes, term insurance pays when there is an accidental death claim.
Yes, you can claim term insurance from two companies, provided you have disclosed complete details of the previous policy to the other insurer, from whom you have taken the second policy.
The payout of the sum assured is based on the type of payout preference chosen at the time of buying the term plan.
Lump sum - The sum assured is paid out as one whole amount in a ‘lump sum’ to the nominee of the policy. If the Sum Assured is Rs. 1 crore, then the Payout of Rs. 1 crore all at once after the claim is approved Lump Sum + Monthly Income - If the Sum Assured is Rs. 1 crore, then the Payout of Rs. 50 lakh (at once - at the time of death claim) and Rs. 50,000 every month as a death benefit Monthly Income or Income Replacement - A percentage of the sum assured is paid in monthly instalments from the first month of the occurrence of death. If the Sum Assured is Rs. 1 crore, then the Payout of Rs. 1 lakh every month (Rs. 12 lakh annually) for 83 months (approximately) as a death benefit.
HDFC Click 2 Protect 3d Plus, Aegon Life iTerm , Bajaj Allianz Life Secure, are a few of the term insurance plans that offer coverage up to the age of 99 years. It should be noted that while the maximum age for which coverage is provided by the above-term insurance plans is similar, their features, benefits and costs differ.
Truly designed and built around me!
Navigating the application was a breeze and I must’ve spent minimal time before I could get my first term insurance policy! Indisputably the unique online insurance buying experience truly designed and built around me.
Nisha Nalawade
Extremely fast onboarding
I switched to this application from another similar application and was pleasantly surprised by the extremely fast onboarding and ease of selection. The excellent support ensured I understood what’s exactly best for me and got it delivered.
Suhas Deshpande
Promising technological innovation
Yours is a promising technological innovation that solves a pressing issue of comparing various policies and their features. This makes the process of getting insurance painless and easy to comprehend.
Raunak Bhagwat
Abridged buying curve
The interface not only simplified the choice but also saved us man-hours in getting what we had chosen with its completely technology-driven approach. Now I can manage the selection and pay my premium at a convenient time.
Bharti Bharambe
Riding on automation
It’s a great and simple solution to solve the labor-intensive procedure through its completely automated solution. I could compare various offerings and choose the appropriate one for me from the comfort of my home.
Rajesh Singh
Fast & reliable support
It was the easiest to onboard and choose the policy that’s best for me, but it was the fast and reliable support for both issue settlement and on-boarding new features that have kept me coming back for more.
Sumedhkumar Mohale
